United States Supreme Court
Henson v. Santander Consumer USA Inc., 16-349
In a case under the Fair Debt Collection Practices Act (FDCPA), alleging that defendant purchased defaulted auto loans and sought to collect in ways that violated the FDCPA, the Fourth Circuit's decision -- that defendant didn't qualify as a debt collector because it did not regularly seek to collect debts owed another but sought instead only to collect debts that it purchased and owned -- is affirmed where a company may collect debts that it purchased for its own account, as happened here, without triggering the statutory definition in dispute.
Appellate Information
- Published 2017/06/12
Judges
- GORSUCH
Court
- United States Supreme Court