United States Third Circuit

Debt collection company did not violate the Fair Debt Collection Practices Act by sending debtors settlement offers signed by its senior officers, where: 1) the notices resemble advertisements rather than routine business letters from a corporate executive; and 2) the content of the notices is not such that the least sophisticated debtor would believe he had received a personal letter from the named officer instead of a notice from a company.

Appellate Information

• Decided 12/16/2008
• Published 12/16/2008

Judges

• Before:  McKEE, SMITH, and WEIS, Circuit Judges.

Court

• United States Third Circuit

Counsel

• For Appellant:
  
• Tomio B. Narita, Esquire (Argued), Jeffrey A. Topor, Esquire, Simmonds & Narita LLP, San Francisco, CA, Andrew M. Schwartz, Esquire, James W. Gicking, Esquire, Marshall, Dennehey, Warner, Coleman & Goggin, Philadelphia, PA, Attorney for Appellants.


• For Appellees:
  
• Cary L. Flitter, Esquire (Argued), Lundy, Flitter, Beldecos & Berger, P.C., Narberth, PA, Attorneys for Appellees.