Learn About the Law
Get help with your legal needs
FindLaw’s Learn About the Law features thousands of informational articles to help you understand your options. And if you’re ready to hire an attorney, find one in your area who can help.
Philip KOENIG, Plaintiff-Appellant, v. BANK OF AMERICA, N.A., Defendant-Appellee.
MEMORANDUM **
Philip Koenig appeals pro se from the district court’s judgment dismissing his action alleging federal and state law claims arising from pending foreclosure proceedings. We have jurisdiction under 28 U.S.C. § 1291. We review de novo a district court’s dismissal under Federal Rule of Civil Procedure 12(b)(6). Hebbe v. Pliler, 627 F.3d 338, 341 (9th Cir. 2010). We affirm.
The district court properly dismissed Koenig’s claims for declaratory relief and violations of the Racketeer Influenced and Corrupt Organizations Act (“RICO”) because Koenig failed to allege facts sufficient “to state a claim to relief that is plausible on its face.” Id. at 341-42 (citation omitted); Sanford v. MemberWorks, Inc., 625 F.3d 550, 557 (9th Cir. 2010) (setting forth elements of a civil RICO claim).
The district court properly dismissed Koenig’s Fair Debt Collection Practices Act (“FDCPA”) claim because Koenig failed to allege facts sufficient to show that defendant’s activity constituted attempts to collect a debt under the FDCPA. See Ho v. ReconTrust Co. N.A., 858 F.3d 568, 572 (9th Cir. 2017) (“[A]ctions taken to facilitate a non-judicial foreclosure ․ are not attempts to collect ‘debt’ as that term is defined by the FDCPA.”); Dowers v. Nationstar Mortg., LLC, 852 F.3d 964, 970 (9th Cir. 2017) (explaining that “while the FDCPA regulates security interest enforcement activity, it does so only through Section 1692f(6),” and that “[a]s for the remaining FDCPA provisions, ‘debt collection’ refers only to the collection of a money debt”).
The district court did not abuse its discretion by denying Koenig’s motions for leave to amend his complaint because amendment would have caused an undue delay, been prejudicial to defendant, been taken in bad faith, and been futile. See Desertrain v. City of Los Angeles, 754 F.3d 1147, 1154 (9th Cir. 2014) (setting forth standard of review and factors for determining whether to grant leave to amend).
The district court did not abuse its discretion by denying Koenig’s Fed. R. Civ. P. 59(e) motions because Koenig failed to establish any basis for relief. See Sch. Dist. No. 1J, Multnomah Cty., Or. v. ACandS, Inc., 5 F.3d 1255, 1262-63 (9th Cir. 1993) (setting forth standard of review and grounds for relief under Rule 59(e) ).
The district court did not abuse its discretion by taking judicial notice of publicly recorded documents related to the nonjudicial foreclosure. See Fed. R. Evid. 201(b)(2) (court may take judicial notice of a “fact that is not subject to reasonable dispute because it ․ can be accurately and readily determined from sources whose accuracy cannot reasonably be questioned”); Lee v. City of Los Angeles, 250 F.3d 668, 689 (9th Cir. 2001) (setting forth standard of review and stating that court may take judicial notice of matters of public record).
The district court did not abuse its discretion by denying Koenig’s motion for injunctive relief because Koenig failed to establish a likelihood of success on the merits of his claims. See Winter v. Nat. Res. Def. Council, 555 U.S. 7, 20, 129 S.Ct. 365, 172 L.Ed.2d 249 (2008) (setting forth standard of review and requirements for injunctive relief).
AFFIRMED.
Thank you for your feedback!
A free source of state and federal court opinions, state laws, and the United States Code. For more information about the legal concepts addressed by these cases and statutes visit FindLaw's Learn About the Law.
Docket No: No. 16-16917
Decided: March 01, 2018
Court: United States Court of Appeals, Ninth Circuit.
Search our directory by legal issue
Enter information in one or both fields (Required)
Harness the power of our directory with your own profile. Select the button below to sign up.
Learn more about FindLaw’s newsletters, including our terms of use and privacy policy.
Get help with your legal needs
FindLaw’s Learn About the Law features thousands of informational articles to help you understand your options. And if you’re ready to hire an attorney, find one in your area who can help.
Search our directory by legal issue
Enter information in one or both fields (Required)