Renee L. MCCRAY, Plaintiff - Appellant, v. SAMUEL I. WHITE, P.C.; John E. Driscoll, III; Robert E. Frazier; Jana M. Gantt; Laura D. Harris; Kimberly Lane; Deena L. Reynolds, Substitute Trustees, Defendants - Appellees, Federal Home Loan Mortgage Corporation; Wells Fargo Bank, NA; John Does 1-20; Wells Fargo Home Mortgage, d/b/a America’s Servicing Company, Defendants.
Decided: August 02, 2019
Before NIEMEYER and WYNN, Circuit Judges, and HAMILTON, Senior Circuit Judge.
Renee L. McCray, Appellant Pro Se. Robert Harvey Hillman, SAMUEL I. WHITE PC, Rockville, Maryland, for Appellees.
Renee L. McCray filed an action against a number of defendants asserting claims under the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. §§ 1692-1692p (2012); the Truth in Lending Act (“TILA”), 15 U.S.C. §§ 1601-1667f (2012), and the Real Estate Settlement Procedures Act (“RESPA”), 12 U.S.C. §§ 2601-2617 (2012), all arising out of a home loan obtained by McCray and secured by a deed of trust on her house. The district court denied relief as to all claims. In a prior appeal, this court vacated the district court’s dismissal of McCray’s claims against Samuel I. White, P.C., and the Substitute Trustees on her FDCPA claim, concluding that, contrary to the district court’s finding, they were “debt collectors” within the meaning of the statute. We affirmed as to all other claims. See McCray v. Fed. Home Loan Mort. Corp., 839 F.3d 354 (2016).
On remand, the district court denied relief, finding that McCray failed to establish a violation of § 1692g(b). She appeals. We have reviewed the record as well as the parties’ briefs and we find no reversible error. Accordingly, although we grant leave to proceed in forma pauperis, we affirm for the reasons stated by the district court. McCray v. Samuel I. White, Nos. 1:13-cv-01518-ADC; 8:16-cv-00934-GLR, 2019 WL 935236 (D. Md. Feb. 26, 2019 & Mar. 11, 2019).* We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before this court and argument would not aid the decisional process.
FOOTNOTE. In light of this disposition, McCray’s challenge to the order entered on November 7, 2018, denying her motion for a preliminary injunction and temporary restraining order is moot.
Affirmed by unpublished per curiam opinion.
Unpublished opinions are not binding precedent in this circuit.
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