State Farm Fire and Casualty Company v. Jerry Jeter et al. (2013)

MEMORANDUM OF DECISION ON MOTION FOR SUMMARY JUDGMENT

Plaintiff State Farm Mutual Automobile Insurance Company is not obligated to provide a defense or indemnification.

The applicable automobile insurance policy issued by State Farm in this case excludes coverage for insureds whose vehicle is being used in connection with a car business including an auto repair shop.   The facts of the underlying case make it clear that the vehicle involved in the collision was being operated by an individual who was an agent, servant or employee of an auto repair business.   Accordingly, this court enters a declaratory judgment that State Farm does not owe a defense or indemnification to Delores Hamilton and/or Jerry Jeter.

Wagner, JTR

Wagner, Jerry, J.T.R.