United States Fourth Circuit

Bankruptcy court finding that bankruptcy debtor satisfied the undue hardship requirement for discharge of government-guaranteed educational loans is reversed where the debtor provided no exceptional circumstances over and above her present inability to pay her debt, and failed to seriously consider loan consolidation measures that would greatly reduce her current payments.

Appellate Information

• Decided 12/30/2005
• Published 12/30/2005

Judges

• Before WILKINSON and WILLIAMS, Circuit Judges, and HAMILTON, Senior Circuit Judge.

Court

• United States Fourth Circuit

Counsel

• For Appellees:
  
• Julie K. Swedback, Educational Credit Management Corporation, St. Paul, Minnesota, for Appellant.  Bernard Joseph Podurgiel, Cambridge, Massachusetts, for Appellee.