United States Fourth Circuit

A retailer's failure to implement the defendant's suggested method of vendor payment, Electronic Funds Transfer, did not "substantially contribute" to the alteration of a stolen vendor check. Defendant has not demonstrated that bank acted in an unfair or dishonest manner in paying the check.

Appellate Information

• Decided 07/29/2003
• Published 07/29/2003

Judges

• Before NIEMEYER and SHEDD, Circuit Judges, and WOOTEN, United States District Judge for the District of South Carolina, sitting by designation.

Court

• United States Fourth Circuit

Counsel

• For Appellees:
  
• ARGUED: Glen Kirkland Hardymon, Rayburn, Cooper & Durham, P.A., Charlotte, North Carolina, for Appellant.  Alan Meredith Ruley, Bell, Davis & Pitt, P.A., Winston-Salem, North Carolina, for Appellee Wachovia;  Richard D. Ballot, Pitney, Hardin, Kipp & Szuch, L.L.P., Morristown, New Jersey, for Appellee Wal-Mart.   ON BRIEF: Stephen D. Poe, Bell, Davis & Pitt, P.A., Winston-Salem, North Carolina, for Appellee Wachovia.