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United States Ninth Circuit

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Zabriskie v. Federal National Mortgage Association, 17-15807

Held that Fannie Mae is not a consumer reporting agency and thus could not be sued over a false credit report. Consumers alleged that the government-sponsored mortgage market entity had provided false information about their credit history via a software tool it provides for mortgage lenders to use. In a 2-1 decision, the Ninth Circuit concluded that Fannie Mae was entitled to summary judgment because it did not fall within the definition of a consumer reporting agency under the Fair Credit Reporting Act.

Appellate Information

  • Decided
  • Published 2019/01/09


  • Wallace


  • United States Ninth Circuit


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