United States Ninth Circuit

In a Truth In Lending Act (TILA) action based on Defendant-Bank's retroactive increase in Plaintiff's interest rates, the dismissal of Plaintiff's complaint is reversed, where Regulation Z, 12 C.F.R. section 226, requires a creditor to provide contemporaneous notice of interest rate increases.

Appellate Information

• Argued 11/21/2008
• Decided 03/16/2009
• Published 03/16/2009

Judges

• Before:  RICHARD D. CUDAHY,HARRY PREGERSON, and HAWKINS, Circuit Judges.

Court

• United States Ninth Circuit

Counsel

• For Appellant:
  
• Barry L. Kramer (authored briefs and presented argument), Law Offices of Barry L. Kramer, Los Angeles, CA, for the plaintiff-appellant.


• For Appellees:
  
• Robert S. Stern (authored brief) and Nancy R. Thomas (presented argument), Morrison & Foerster, LLP, Los Angeles, CA, for the defendant-appellee.