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United States Ninth Circuit


Reynolds v. Hartford Fin. Servs. Group, Inc., 04-35695, 04-35279

Under the Fair Credit Reporting Act, an insurance company must send the consumer an adverse action notice whenever a higher rate is charged because of credit information it obtains, regardless of whether the rate is contained in an initial policy or an extension or renewal of a policy. (Substituted opinion)

Appellate Information

  • Decided 01/25/2006
  • Published 01/25/2006

Judges

Court

  • United States Ninth Circuit

Counsel

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