United States Ninth Circuit

Under the Fair Credit Reporting Act, an insurance company must send the consumer an adverse action notice whenever a higher rate is charged because of credit information it obtains, regardless of whether the rate is contained in an initial policy or an extension or renewal of a policy.

Appellate Information

• Decided 08/04/2005
• Published 08/04/2005

Judges

Court

• United States Ninth Circuit

Counsel