United States Ninth Circuit

A bank's practice, of using directly deposited Social Security and Supplemental Security Income benefits to cover overdrafts and overdraft fees, does not offend the beneficiaries' rights under 42 U.S.C. section 407(a), because they sufficiently consented to such practice. (Amended opinion)

Appellate Information

• Argued 02/13/2002
• Decided 08/06/2002
• Published 11/27/2002

Judges

• Before: D.W. NELSON, NOONAN and HAWKINS, Circuit Judges.

Court

• United States Ninth Circuit

Counsel

• For Appellant:
  
• Robert D. Newman (argued), Western Center on Law & Poverty, Los Angeles, CA. Appearances only by Helen H. Kang, Golden Gate University, San Francisco, CA;  Kyra Kazantzis, Mental Health Advocacy Project, Law Foundation of Silicon Valley, San Jose, CA;  Gerald A. McIntyre, National Senior Citizens Law Center, Los Angeles, CA;  and Dean Paik, Cohen & Paik, San Francisco, CA, for the plaintiffs-appellants.


• For Appellees:
  
• Matthew L. Larrabee (argued), Heller Ehrman White & McAuliffe, San Francisco, CA.   Appearance only by Scott E. Morgan, Heller Ehrman White & McAuliffe, San Francisco, CA, for the defendant-appellee.