United States Ninth Circuit

The Home Owners' Loan Act and National Bank Act preempt city ordinances that prohibit federal savings associations and national banks from charging ATM fees to non-depositors, and the Electronic Fund Transfer Act does not rescue the ordinances from preemption.

Appellate Information

• Argued 01/17/2002
• Decided 10/25/2002
• Published 10/25/2002

Judges

• SNEED, Circuit Judge., Before: GOODWIN, SNEED and TROTT, Circuit Judges.

Court

• United States Ninth Circuit

Counsel

• For Appellant:
  
• Thomas J. Segal, Deputy Chief Counsel, Washington, DC, for Amicus Curiae Office of Thrift Supervision., Douglas B. Jordan, Special Counsel, Washington, DC, for Amicus Curiae Office of the Comptroller of the Currency., Joel S. Jacobs, Deputy Attorney General, Oakland, CA, for Amici Curiae States of California, Minnesota, and Nevada., Michael F. Crotty, Deputy General Counsel for Litigation, Washington, DC, for Amicus Curiae American Bankers Association., Teresa M. Olle, Sacramento, California, for Amicus Curiae California Public Interest Research Group., Deborah J. La Fetra, Sacramento, California, for Amicus Curiae Pacific Legal Foundation.


• For Appellees:
  
• Adam Radinsky, Deputy City Attorney, Santa Monica, CA, for defendant-appellant City of Santa Monica., Owen P. Martikan, Deputy City Attorney, San Francisco, CA, for defendants-appellants City and County of San Francisco., E. Edward Bruce, Covington & Burling, Washington, DC, for plaintiffs-appellees Bank of America, N.A., and Wells Fargo Bank, N.A., Michael J. Kass, Pillsbury Madison & Sutro LLP, San Francisco, CA, for plaintiff-appellee California Bankers Association., Kent M. Roger, Brobeck, Phleger & Harrison LLP, San Francisco, CA, for plaintiff-appellee California Federal Bank.