United States Ninth Circuit

Where an insurance policy is a contract of adhesion, a notice provision is part of the conditions requiring proof of claim filed within a certain time limit, and enforcement of the provision would result in a forfeiture, the notice-prejudice rule under Arizona and Rhode Island law will apply to a disability waiver in a life insurance policy.

Appellate Information

• Argued 02/14/2002
• Decided 05/06/2002
• Published 05/06/2002

Judges

• Before REINHARDT, MAGILL, and FISHER, Circuit Judges.

Court

• United States Ninth Circuit

Counsel

• For Appellant:
  
• Richard M. Waugh, Phoenix, AZ, for the plaintiff-appellant.


• For Appellees:
  
• Joshua Bachrach, Rawle & Henderson, Philadelphia, Pennsylvania;  Mark W. Flory and Angela Lui Walsh, Harrington, Foxx, Dubrow & Canter, San Diego, CA;  and David W. Davis, Turley, Swan & Childers, Phoenix, AZ, for the defendant-appellee.