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United States Seventh Circuit


Auto-Owners Ins. Co. v. Munroe, 09-3427

In an insurer's action for declaratory judgment, arising from a settlement agreement between the plaintiffs in the underlying suit releasing those responsible for causing a severe tractor-trailer accident from any individual liability above their liability insurance coverage, district court's grant of the insurer's motion for summary judgment is affirmed where: 1) the insurance policy unambiguously limits coverage to $1,000,000 per occurrence, and here, there was a single occurrence because there was a single continuous event; and 2) the MCS-90 endorsement does not affect the insurer's liability because it applies only if triggered by an unpaid final judgment against one of the defendants in the underlying suit.

Appellate Information

  • Argued 02/17/2010
  • Decided 07/22/2010
  • Published 07/22/2010

Judges

Court

  • United States Seventh Circuit

Counsel

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