United States Seventh Circuit

In an action brought under the Truth in Lending Act, district court's judgment in favor of defendant is affirmed where the contract between the parties unambiguously authorized defendant to backdate higher, penalty rates of interest and apply it to the entire billing cycle in which the consumer's default occurred.

Appellate Information

• Decided 03/19/2009
• Published 03/19/2009

Judges

• EASTERBROOK, Chief Judge., Before EASTERBROOK, Chief Judge, and KANNE and EVANS, Circuit Judges.

Court

• United States Seventh Circuit

Counsel

• For Appellant:
  
• Michael S. Hilicki, Attorney, Lawrence Walner, Walner Law Firm, Ltd., Chicago, IL, Barry Leonard Kramer, Attorney, Law Offices of Barry L. Kramer, Los Angeles, CA, for Plaintiff-Appellant.


• For Appellees:
  
• Brandon C. Fernald, Attorney, Fulbright & Jaworski, Los Angeles, CA, for Defendants-Appellees.