A district court judgment that an ERISA administrator had acted arbitrarily and capriciously in revoking plaintiff's long-term disability benefits, remanding the case for further examination and denying attorney's fees is affirmed where: 1) record does not suggest the plan's decision to terminate plaintiff's long-term disability benefits was the result of an informed reasoning process; 2) there was no evidence in the record that plaintiff actually was entitled to continued long-term disability benefits at the time her benefits were terminated; and 3) it is too early to tell if plaintiff is the "prevailing party" in this case.