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United States Seventh Circuit


Forrest v. Universal Savings Bank, F.A., 06-4337

In a suit alleging that a bank violated the Fair Credit Reporting Act by obtaining plaintiff's credit information without a permissible purpose because a credit card letter and materials did not make a firm offer of credit, dismissal of the complaint is affirmed where the letter contained a minimum credit line and constituted an offer of value to plaintiff.

Appellate Information

  • Decided 10/25/2007
  • Published 10/25/2007

Judges

  • MANION, Circuit Judge., Before RIPPLE, MANION, and WOOD, Circuit Judges.

Court

  • United States Seventh Circuit

Counsel

  • For Appellant:
  • Robert K. O'Reilly (argued), Ademi & O'Reilly, Cudahy, WI, for Plaintiff-Appellant.

  • For Appellees:
  • Victoria R. Collado (argued), Mayer, Brown, Rowe & Maw, Chicago, IL, for Defendant-Appellee.
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