United States Seventh Circuit

In an action under the Fair Debt Collection Practices Act alleging a confusing description of the contracts between a retailer and credit companies in a state court complaint, summary judgment for a law firm acting as a debt collector is affirmed where: 1) assuming the act applies, the description did not rise to the level of a false, deceptive, or misleading representation; and 2) state judicial proceedings are outside the scope of the act's prohibition on unfair or unconscionable means to collect a debt.

Appellate Information

• Argued 01/03/2007
• Decided 03/07/2007
• Published 03/07/2007

Judges

• EASTERBROOK, Chief Judge., Before EASTERBROOK, Chief Judge, and WOOD and WILLIAMS, Circuit Judges.

Court

• United States Seventh Circuit

Counsel

• For Appellant:
  
• Stephen F. Hedinger (argued), Hedinger Law Office, Springfield, IL, for Plaintiff-Appellant.


• For Appellees:
  
• David L. Hartsell (argued), McGuirewoods, Chicago, IL, for Defendant-Appellee.