United States Seventh Circuit

Dismissal of a claim against a debt collection agency under the Fair Debt Collection Practices Act is reversed where the inquiry into how an unsophisticated consumer would interpret a collection letter is necessarily fact-bound and requires that the plaintiff have an opportunity to demonstrate a factual basis for the allegations.

Appellate Information

• Argued 01/10/2006
• Decided 07/07/2006
• Published 07/07/2006

Judges

• RIPPLE, Circuit Judge., Before BAUER, RIPPLE and WOOD, Circuit Judges.

Court

• United States Seventh Circuit

Counsel

• For Appellant:
  
• David J. Philipps (argued), Gomolinski & Philipps, Palos Hills, IL, for Plaintiff-Appellant.


• For Appellees:
  
• Joseph S. Messer (argued), Messer & Stilp, Chicago, IL, for Defendant-Appellee.