United States Seventh Circuit

An automobile dealership's unilateral decision not to submit a credit application to any lender constitutes an "adverse action" for purposes of the Equal Credit Opportunity Act. Plaintiff may amend her complaint to allege an "adverse action" under the Fair Credit Reporting Act.

Appellate Information

• Argued 01/20/2004
• Decided 04/02/2004
• Published 04/02/2004

Judges

• CUDAHY, Circuit Judge., Before CUDAHY, KANNE and EVANS, Circuit Judges.

Court

• United States Seventh Circuit

Counsel

• For Appellant:
  
• Christopher V. Langone (argued), Chicago, IL, for Plaintiff-Appellant.


• For Appellees:
  
• Ira M. Levin (argued), Burke, Warren, Mackay & Serritella, Chicago, IL, for Defendant-Appellee.