United States Sixth Circuit

In a Fair Credit Reporting Act (FCRA) action claiming that Defendant credit agency wrongly classified Plaintiff as a first-time check writer, the dismissal of the action is reversed where FCRA's private right of action does not require proof of actual damages, as a prerequisite to the recovery of statutory damages for a willful violation of the FCRA.

Appellate Information

• Argued 08/06/2009
• Decided 08/28/2009
• Published 08/28/2009

Judges

• Before KEITH, SUTTON and WHITE, Circuit Judges.

Court

• United States Sixth Circuit

Counsel

• For Appellees:
  
• ARGUED:Martin D. Holmes, Dickinson Wright PLLC, Nashville, Tennessee, for Appellant. David R. Esquivel, Bass Berry & Sims, PLC, Nashville, Tennessee, for Appellee. ON BRIEF:Martin D. Holmes, Dickinson Wright PLLC, Nashville, Tennessee, for Appellant. David R. Esquivel, Wallace W. Dietz, Stephen J. Jasper, Bass Berry & Sims, PLC, Nashville, Tennessee, for Appellee.