United States Sixth Circuit

Under the Truth in Lending Act, 15 USC 1601 et seq., the "systematic" disparity requirement is not an element of the cause of action for undisclosed finance charges, but a manner in which circumstantial evidence can be used to prove that a seller is burying the cost of credit in the price of goods sold.

Appellate Information

• Decided 11/16/2001
• Published 11/16/2001

Judges

• Before: RYAN and BOGGS, Circuit Judges; and WILLIAMS, District Judge.

Court

• United States Sixth Circuit

Counsel

• For Appellant:
  
• Candace J. Smith (argued and briefed), Ron Parry, Arnzen, Parry & Wentz, Covington, KY, Stephen R. Felson (briefed), Felson & Felson, Cincinnati, OH, for Plaintiffs-Appellants.


• For Appellees:
  
• Frank C. Woodside, III (briefed), Jon D. Brittingham (argued and briefed), Dinsmore & Shohl, Cincinnati, OH, A. Dennis Miller (briefed), Dennis Wood Van Houten(briefed), Droder & Miller Co., L.P.A., Cincinnati, OH, Gary J. Sergent (briefed), O'Hara, Ruberg, Taylor, Sloan & Sergent, Covington, KY, for Defendants-Appellees.