In an ERISA action arising from the termination of disability benefits for plaintiff whose claim for disability arose from fibromyalgia, summary judgment for plaintiff is reversed where: 1) a long-term disability plan administrator did not abuse its discretion by terminating the benefits to plaintiff; and 2) its basis for the termination was supported by substantial evidence, including medical opinions of three well-qualified specialists clearly stating that there was no verifiable objective medical evidence to support the claim of disability.