United States Fifth Circuit

The mere fact that a consumer reporting agency (CRA) does not own a consumer's file does not of itself necessarily relieve that CRA of the reinvestigation requirements of the Fair Credit Reporting Act (FCRA), 15 U.S.C. section 1681i.

Appellate Information

• Decided 07/24/2006
• Published 07/24/2006

Judges

• GARWOOD, Circuit Judge:, Before GARWOOD, HIGGINBOTHAM and CLEMENT, Circuit Judges.

Court

• United States Fifth Circuit

Counsel

• For Appellant:
  
• Kenneth M. Morris (argued), Morris & Campbell, Houston, TX, pro se.


• For Appellees:
  
• Mara McRae (argued), Jennifer Rossi Auwarter, Kilpatrick Stockton, Atlanta, GA, for Defendant-Appellee.