United States Fourth Circuit

In action challenging, under Maryland's Credit Grantor Closed End Credit Provisions (CLEC), Md. Code Ann., Com. Law section 12-1001 et seq., the manner in which defendant charged and applied the late fees in connection with a loan it made to plaintiff, the District Court's judgment in favor of defendant is: 1) affirmed as to the dismissal of plaintiff's first and third causes of action; but 2) reversed and remanded as to dismissal of the second cause of action where defendant was not entitled to charge a late fee in any month in which plaintiff paid an installment timely and in full.

Appellate Information

• Published 2016/07/08

Judges

• NIEMEYER

Court

• United States Fourth Circuit

Counsel