United States Fourth Circuit

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Henson v. Santander Consumer USA, Inc., 15-1187

In a debt collection action brought by four Maryland consumers alleging defendant engaged in prohibited collection practices, the district court's dismissal is affirmed where the Fair Debt Collection Practices Act does not regulate creditors when they collect on their own account and defendant Santander became a creditor when it purchased the loans before engaging in the challenged practices.

Appellate Information

  • Decided
  • Published 2016/03/23




  • United States Fourth Circuit


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