United States Fourth Circuit

Denial of summary judgment for plaintiff's on a claim under the Truth in Lending Act that defendant, car dealer, improperly disclosed a charge for the inclusion of "GAP insurance" as part of a retail installment sales contract is reversed where defendant's contract was not accompanied by required disclosures.

Appellate Information

• Decided 01/11/2006
• Published 01/11/2006

Judges

• Before NIEMEYER and LUTTIG, Circuit Judges, and Robert J. CONRAD, Jr., United States District Judge for the Western District of North Carolina, sitting by designation.

Court

• United States Fourth Circuit

Counsel

• For Appellees:
  
• ARGUED:  Yama Anthony Shansab, WALTON & ADAMS, P.C., Reston, Virginia, for Appellant/Cross-Appellee LTD, Incorporated.  Alexander Hugo Blankingship, III, Blankingship & Associates, P.C., Alexandria, Virginia, for Appellee/Cross-Appellant Timothy Gibson.   ON BRIEF:  Robert V.W. Adams, III, Walton & Adams, P.C., Reston, Virginia, for Appellant/Cross-Appellee LTD, Incorporated.  Thomas B. Christiano, Blankingship & Associates, P.C., Alexandria, Virginia, for Appellee/Cross-Appellant Timothy Gibson.