United States Fourth Circuit

In an action for alleged violations of the Fair Credit Reporting Act, defendant-mortgage insurance company, as a nonsignator to an arbitration agreement between plaintiff and its mortgage lender, cannot enforce the agreement to arbitrate against plaintiff.

Appellate Information

• Decided 09/28/2005
• Published 09/28/2005

Judges

• Before WIDENER and MOTZ, Circuit Judges, and ROBERT E. PAYNE, United States District Judge for the Eastern District of Virginia, sitting by designation.

Court

• United States Fourth Circuit

Counsel

• For Appellees:
  
• ARGUED:  Benjamin Rush Smith, III, Nelson, Mullins, Riley & Scarborough, Columbia, South Carolina, for Appellant.  Kathleen Clark Knight, James, Hoyer, Newcomer & Smiljanich, P.A., Tampa, Florida, for Appellees.   ON BRIEF:  Thadeous H. Westbrook, III, Nelson, Mullins, Riley & Scarborough, Columbia, South Carolina;  William L. Kirkman, Bourland, Kirkman, Seidler, Jay & Michel, L.L.P., Fort Worth, Texas, for Appellant.  Terry A. Smiljanich, James, Hoyer, Newcomer & Smiljanich, P.A., Tampa, Florida;  T. English McCutchen, William E. Hopkins, Jr., McCutchen, Blanton, Johnson & Barnette, Columbia, South Carolina, for Appellees.