United States Fourth Circuit

Section 1681s-2(b)(1) of the Fair Credit Reporting Act requires creditors, after receiving notice of a consumer dispute from a credit reporting agency, to conduct a reasonable investigation of their records to determine whether the disputed information can be verified.

Appellate Information

• Decided 02/11/2004
• Published 02/11/2004

Judges

• Before WILKINS, Chief Judge, TRAXLER, Circuit Judge, and Richard D. BENNETT, United States District Judge for the District of Maryland, sitting by designation.

Court

• United States Fourth Circuit

Counsel

• For Appellees:
  
• ARGUED:Earle Duncan Getchell, Jr., Mcguire Woods, L.L.P., Richmond, Virginia, for Appellant.  Richard John Rubin, Santa Fe, New Mexico, for Appellee.   ON BRIEF:William H. Baxter, II, James E. Brown, Mcguire Woods, L.L.P., Richmond, Virginia, for Appellant.  Leonard A. Bennett, Newport News, Virginia, for Appellee.