United States Fourth Circuit

In an insurance claim by a policy holder, the duty to defend is based on the allegations in the complaint, while the duty to indemnify is based on evidence found by the factfinder.

Appellate Information

• Decided 12/28/2001
• Published 12/28/2001

Judges

• Before WILKINSON, Chief Judge, and LUTTIG and MICHAEL, Circuit Judges.

Court

• United States Fourth Circuit

Counsel

• For Appellees:
  
• ARGUED:  Thornwell Forrest Sowell, III, Sowell, Gray, Stepp & Laffitte, L.L.C., Columbia, South Carolina, for Appellant.  Walter J. Andrews, Shaw Pittman, McLean, Virginia, for Appellees.   ON BRIEF:  Robert H. Jordan, A. Burns Jones, Sowell, Gray, Stepp & Laffitte, L.L.C., Columbia, South Carolina, for Appellant.  Lon A. Berk, Michael S. Levine, Shaw Pittman, McLean, Virginia;  John E. Johnston, Jr., Laurel R.S. Blair, Leatherwood, Walker, Todd & Mann, P.C., Greenville, South Carolina, for Appellees.  James C. Gray, Susan M. Glenn, Nelson, Mullins, Riley & Scarborough, L.L.P., Columbia, South Carolina;  Mark R. Misiorowski, Richard Hodyl, Jr., Williams & Montgomery & John, Ltd., Chicago, Illinois, for Amicus Curiae NAII.