United States Third Circuit

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Tepper v. Amos Financial LLC, 17-2851

Affirmed that a company whose sole business activity was purchasing and then attempting to collect debts was subject to the requirements of the Fair Debt Collection Practices Act (FDCPA). When homeowners brought suit against the assignee of their home equity loan alleging unlawful debt-collection attempts, the assignee argued that it was not covered by the FDCPA because it was a creditor, not a debt collector. Disagreeing with this characterization, the Third Circuit affirmed the trial court's judgment in favor of the homeowners.

Appellate Information

  • Decided
  • Published 2018/08/07


  • Ambro


  • United States Third Circuit