United States Third Circuit

Breaking virtual tie between the New Jersey federal courts, the Court of Appeals holds in this bankruptcy appeal that under 11 U.S.C. section 1322(c)(1), a Chapter 13 debtor does not have the right to cure a default on a mortgage secured by the debtor's principal residence between the time the residence is sold at a foreclosure sale and the time the deed is delivered.

Appellate Information

• Argued 06/27/2007
• Decided 08/03/2007
• Published 08/03/2007

Judges

• Before: BARRY, FUENTES, and JORDAN, Circuit Judges.

Court

• United States Third Circuit

Counsel

• For Appellant:
  
• Scott D. Sherman, Esq. (Argued), Minion & Sherman, West Caldwell, NJ, Herbert B. Raymond, Esq., Raymond & Raymond, East Orange, NJ, for Appellant., Neil J. Fogerty, Esq. (Argued), Hudson County Legal Services Corp., Jersey City, NJ, Scott F. Waterman, Esq., Black, Stranick & Waterman, Media, PA, for Amicus National Association of Consumer Bankruptcy Attorneys., Richard P. Haber, Esq. (Argued), Joel A. Ackerman, Esq., Zucker, Goldberg & Ackerman, LLC, Mountainside, NJ, for Amicus New Jersey League of Community Bankers.


• For Appellees:
  
• Warren S. Wolf, Esq. (Argued), Cureton Caplan, Mount Laurel, NJ, for Appellee Deutsche Bank National Trust Co., Matthew M. Fredericks, Esq. (Argued), David Kessler & Associates, Clifton, NJ, for Appellee 41 Lakeridge LLC.