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United States Third Circuit


Santiago v. GMAC Mortgage Group, Inc., 03-4273

The Real Estate Settlement Procedures Act(RESPA) does not include a cause of action for overcharges imposed by a mortgage broker for settlement services rendered in connection with a mortgage loan; however, RESPA does provide a cause of action for markups imposed by a broker in this situation.

Appellate Information

  • Argued 10/01/2004
  • Decided 08/04/2005
  • Published 08/04/2005

Judges

  • ROTH, Circuit Judge., Before ROTH and CHERTOFF  Circuit Judges, and IRENAS,Senior District Judge.

Court

  • United States Third Circuit

Counsel

  • For Appellant:
  • Michael C. Spencer, (Argued), Milberg, Weiss, Bershad & Schulman, New York, NY, for Appellant., Christine N. Kohl, (Argued), Michael J. Singer, United States Department of Justice, Civil Division, Washington, D.C., for Amicus-USA.

  • For Appellees:
  • Charles L. Becker, (Argued), Robert A. Nicholas, Kevin M. Toth, Reed Smith, Philadelphia, PA, James C. Martin, Reed Smith, Pittsburgh, PA, for Appellees.
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