United States Second Circuit

Under 15 USC 1692g of the Fair Debt Collection Practices Act, a collection letter that states the creditor "insists on" a valid reason for failure to make payment and "in the absence of" a valid reason, he should either pay the debt or contact the creditor to settle, violated the statutory notice under the Act.

Appellate Information

• Argued 05/22/2001
• Decided 10/31/2001
• Published 10/31/2001

Judges

• LEVAL, Circuit Judge., Before LEVAL and F.I. PARKER, Circuit Judges, and CEDARBAUM, District Judge.

Court

• United States Second Circuit

Counsel

• For Appellant:
  
• Lawrence Katz,Law Office of Lawrence Katz, Uniondale, NY (Adam J. Fishbein, Law Office of Adam J. Fishbein, Uniondale, NY, on the brief), for plaintiff-appellant.


• For Appellees:
  
• Robert L. Dougherty, Garden City, NY, for the defendant-appellee.