United States First Circuit

In a class action lawsuit against defendant-Cambridge Credit Counseling Corporations (Cambridge) and other corporate defendants, pursuant to the Credit Repair Organizations Act (CROA), and unfair or deceptive acts or practices in violation of the Massachusetts Consumer Protection Act, district court's grant of plaintiffs' motion for summary judgment is affirmed where: 1) Cambridge was a credit repair organization within the meaning of CROA; 2) the district court unambiguously held defendants liable for misleading representations under section 1679b(a)(3) of CROA, and that finding of liability is affirmed based on the court's corporate veil-piercing analysis; and 3) because defendants' liability under section 1679b(a)(3) fully supports the district court's grant of summary judgment, defendant's liability under section 1679b(a)(4) and their attendant arguments about summary judgment standard and corporate veil-piercing need not be reached.

Appellate Information

• Decided 07/27/2010
• Published 07/27/2010

Judges

• LIPEZ

Court

• United States First Circuit

Counsel

• For Appellant:
  
• Charles P. Kindregan, David J. Vendle