United States Eleventh Circuit

In an action for violation of the Real Estate Settlement Procedures Act, dismissal of the complaint is affirmed where, in connection with a residential mortgage loan, charging a loan discount payment -- otherwise known as "points" or "discount points" -- to provide a specific, below-market interest rate did not constitute the "rendering of a real estate settlement service" within the meaning of 12 U.S.C. section 2607(b).

Appellate Information

• Decided 11/23/2010
• Published 11/23/2010

Judges

• Gerald B. Tjoflat

Court

• United States Eleventh Circuit

Counsel