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United States Eleventh Circuit


Zurich Am. Ins. Co. v. O'Hara, 08-16875

In an ERISA action seeking reimbursement for medical expenses a benefit plan had paid on defendant's behalf after defendant was injured in an automobile collision, summary judgment for plaintiff is affirmed where: 1) the plan's reimbursement and subrogation provision, which stated that "the Plan may collect from [a] covered person[] the proceeds of any full or partial recovery" he obtained from a third-party tortfeasor, "regardless of whether [the] covered person has been fully compensated or made whole," was clearly sufficient to disclaim any "make-whole" limitation on plaintiff's right to reimbursement; and 2) the reimbursement plaintiff sought was not a premium or contribution on the basis of any health status-related factor to be paid out of defendant's general assets, and instead plaintiff sought to recover specific and identifiable funds, advanced to cover defendant's accident-related medical expenses, that were being held in trust by defendant's attorneys.

Appellate Information

  • Decided 04/26/2010
  • Published 04/26/2010

Judges

  • BIRCH, Circuit Judge:, Before DUBINA, Chief Judge, and BIRCH and BLACK, Circuit Judges.

Court

  • United States Eleventh Circuit

Counsel

  • For Appellees:
  • Charles Madden Cork, III, Macon, GA, for Defendants-Appellants., Tiffany Delome Downs, Ford & Harrison, LLP, Atlanta, GA, Alexander P. Ryan, Edward A. Scallet, Thomas F. Fitzgerald, Groom Law Group, Chartered, Washington, DC, for Plaintiff-Appellee.
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