United States Tenth Circuit

The auto dealership's insurer was the primary insurer for the accident involving the service manager while driving one of his employer's "loaner vehicles" home for the evening; under Colorado's initial-permission rule, the service manager was a permissive user. Thus the dealership's insurer must reimburse plaintiff, who insured the manager under a personal policy, for costs arising from the accident.

Appellate Information

• Decided 02/04/2004
• Published 02/04/2004

Judges

• HARTZ, Circuit Judge., Before MURPHY, PORFILIO, and HARTZ, Circuit Judges.

Court

• United States Tenth Circuit

Counsel

• For Appellees:
  
• James R. Florey, Jr., Centennial, CO, for Defendants-Appellants., Wendelyn K. Walberg of Walberg, Dagner & Tucker, P.C., Englewood, CO, for Plaintiff-Appellee.