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California Court of Appeal


CA FAIR Plan Assn. v. Garnes, 143190

In an insurance dispute between the owner of a fire-damaged home and the insurer regarding the amount of coverage to which plaintiff is entitled under the policy, the trial court's judgment is reversed where Insurance Code section 2051, coupled with sections 2070 and 2071, sets a minimum standard of coverage that requires defendant to indemnify plaintiff for the actual cost of the repair to her home, minus depreciation, even if this amount exceeds the fair market value of her home.

Appellate Information

  • Published 2017/05/26

Judges

  • STEWART

Court

  • California Court of Appeal

Counsel

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