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California Court of Appeal

Haering v. Topa Insurance Co., 260235

In a case to determine whether an excess liability insurance policy that 'follows form' to an underlying primary policy that provides uninsured motorist/underinsured motorist (UM/UIM) coverage must also provide such coverage after the underlying policy limit has been exhausted, judgment entered in the excess insurer's favor is affirmed where the excess policy does not provide coverage for first party UM/UIM claims because the policy's insuring agreement unambiguously limits the insurer’s indemnity obligation to third party liability claims.

Appellate Information

  • Decided
  • Published 2016/02/03




  • California Court of Appeal


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