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California Court of Appeal


HCM Healthcare, Inc. v. California Ins. Guarantee Ass'n, B213373

In a residential nursing facility's suit against California Insurance Guarantee Association (CIGA) for breach of contract and for violating the Insurance Code for refusing to provide plaintiffs with defense counsel and indemnification for underlying lawsuits for elder abuse, judgment in favor of defendant is affirmed where: 1) as a creature of statute, and not of contract, in some instances CIGA may not be responsible for an insured loss to the same extent as the insolvent insurer might be under the terms of its insurance contract; and 2) Pennsylvania's liquidation order imposed a June 30, 2005 deadline for filing against an insurer and because plaintiff did not meet the deadline, CIGA may not honor their claims.

Appellate Information

  • Decided 08/30/2010
  • Published 08/30/2010

Judges

  • RUBIN

Court

  • California Court of Appeal

Counsel

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