In an insurance coverage dispute where the insurer denied coverage under insured-plaintiff's homeowners policy for damages resulting from a third-party's claims based on an alleged sexual attack by former professional baseball player, summary judgment for insurer is affirmed where: 1) the policy at issue contained an "accident" limitation provision; and 2) upon interpreting the policy language in its context and viewing the instrument as a whole, the underlying incident did not qualify as an "accident" covered within the meaning of the policy.