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California Court of Appeal


Cheviot Vista Homeowners Ass'n v. State Farm Fire & Cas. Co., B182575

Summary judgment in favor of defendant insurer in plaintiff's action concerning adjustment of its property damage losses from the 1994 Northridge earthquake is affirmed over claims that: 1) defnedant's failure to investigate plaintiff's newly discovered earthquake damage constitutes a breach of the insurance contract and bad faith; 2) evidence of newly discovered earthquake damage -- estimated at more than seven times the cost-of-repair estimate prepared by defendant in 1994 -- creates a triable issue of material fact regarding whether in 1994 defendant failed to adequately investigate and evaluate its earthquake damage claim; and 3) the methodology used by defendant in 1994 to calculate the amount of its loss was impermissible.

Appellate Information

  • Decided 09/20/2006
  • Published 10/19/2006

Judges

  • PERLUSS, P.J.

Court

  • California Court of Appeal

Counsel

  • For Appellant:
  • Loewenthal, Hillshafer & Rosen and Glenn T. Rosen, Sherman Oaks, for Plaintiff and Appellant.

  • For Appellees:
  • LHB PacificLaw Partners, Clarke B. Holland and Lisa L. Kirk, Emeryville;  Crandall, Wade & Lowe and Michael J. McGuire, Irvine;  Robie & Matthai and James R. Robie, Los Angeles, for Defendant and Respondent.
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