California Court of Appeal

Reset A A Font size: Print


Proposition 103, which obligates auto insurers to follow certain factors in determining rates, premiums, and insurability, permits a person to bring a civil action under California Unfair Competition Law where the complaint alleges that an insurer has used an applicant's lack of prior insurance, in and of itself, in determining premiums, a discount for good driving, or insurability.

Appellate Information

  • Decided 03/11/2004
  • Published 03/11/2004




  • California Court of Appeal


  • For Appellant:
  •  Goshgarian & Marshall, Mark Goshgarian, Calabasas;  Roxborough, Pomerance & Nye, Drew E. Pomerance, Los Angeles, and Vincent S. Gannuscio for Plaintiff and Appellant., Harvey Rosenfield, Santa Monica, Pamela M. Pressley;  Roger Brown and Associates, Jay Angoff;  Public Advocates, Inc., and Richard A. Marcantonio, San Rafael, for The Foundation for Taxpayer and Consumer Rights as Amicus Curiae on behalf of Plaintiff and Appellant., Gary M. Cohen, San Francisco, Elizabeth Mohr and Bryant Henley for California Department of Insurance as Amicus Curiae on behalf of Plaintiff and Appellant.

  • For Appellees:
  • Douglas L. Hallett, Torrance, Mark J. Levine, Joseph B. Miller;  and Victor Poltrock, Los Angeles, for Defendant and Respondent., Heller Ehrman White & McAuliffe, Vanessa Wells, San Francisco, and Pamela H. Davis, Menlo Park, for State Farm Mutual Automobile Insurance Company as Amicus Curiae on behalf of Defendant and Respondent.
Copied to clipboard