AYRES v. PHH MORTGAGE CORPORATION LLC LLC VII (2021)

Stephan and Angela Ayres appeal the district court's order granting Appellees’ motion to dismiss and dismissing the Ayreses’ complaint asserting claims related to mortgage fraud. We have reviewed the record and find no reversible error. Accordingly, we modify the district court's dismissal order to show that it is without prejudice and affirm as modified on the reasoning of the district court. Ayres v. PHH Mortg. Corp., No. 8:20-cv-00275-GJH, 2020 WL 3498158 (D. Md. June 29, 2020); see King v. Rubenstein, 825 F.3d 206, 225 (4th Cir. 2016) (holding that, where district court neither gave plaintiff the opportunity to amend nor stated why amendment would be futile, dismissal should be without prejudice). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before this court and argument would not aid the decisional process.

AFFIRMED AS MODIFIED

PER CURIAM:

Affirmed as modified by unpublished per curiam opinion. Unpublished opinions are not binding precedent in this circuit.