SCHIANO v. HOMEQ SERVICING CORPORATION AND HOMEQ SERVICING 2004 WHQ2 (2020)

United States Court of Appeals, Third Circuit.

Eleanor and Ralph SCHIANO, as wife and husband, and individually, Appellants v. HOMEQ SERVICING CORPORATION AND HOMEQ SERVICING; Wells Fargo Bank, N.A.; Wells Fargo Bank, N.A., Trustee, Park Place Securities, Inc., 2004 WHQ2; Ocwen Loan Servicing, L.L.C., individually and as successor to HomEq Servicing Corporation a/k/a HomEq Servicing (a/k/a Barclays Capital Real Estate, Inc., d/b/a HomEq Servicing Corporation and HomEq Servicing)

No. 19-2956

Decided: November 20, 2020

BEFORE: SMITH, Chief Judge, and MCKEE, AMBRO, CHAGARES, JORDAN, SHWARTZ, KRAUSE, RESTREPO, BIBAS, PORTER, MATEY, PHIPPS, and  *ROTH, Circuit Judges

Joshua W. Denbeaux, Esq., Denbeaux & Denbeaux, Westwood, NJ, Helen E. Mueller, Esq., Cooney & Mueller, Wayne, NJ, David C. Wigfield, Esq., Scura Mealey Scura & Stack, Wayne, NJ, for Plaintiffs-Appellants Sandhya M. Feltes, Esq., Kaplin Stewart Meloff Reiter & Stein, Blue Bell, PA, for Defendant-Appellee Argent Mortgage Co LLC Brian S. Pantaleo, Esq., Greenberg Traurig, West Palm Beach, FL, for Defendants-Appellees Ocwen Loan Servicing LLC, Barclays Bank PLC Shan P. Massand, Esq., McGuireWoods, New York, NY, for Defendants-Appellees Bank of America Corp, MBNA Corp Diane A. Bettino, Esq., Reed Smith, Princeton, NJ, Siobhan A. Nolan, Esq., Riker Danzig Scherer Hyland & Perretti, Newark, NJ, Brian S. Pantaleo, Esq., Greenberg Traurig, West Palm Beach, FL, for Defendant-Appellee Wells Fargo Bank NA Diane A. Bettino, Esq., Reed Smith, Princeton, NJ, Siobhan A. Nolan, Esq., Riker Danzig Scherer Hyland & Perretti, Newark, NJ, Brian S. Pantaleo, Esq., Greenberg Traurig, West Palm Beach, FL, Henry F. Reichner, Esq., Reed Smith, Philadelphia, PA, for Defendant-Appellee Wells Fargo Bank NA