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IN RE: EVEREADY INSURANCE COMPANY, appellant, v. Marin MESIC, respondent.
In a proceeding pursuant to CPLR article 75 to permanently stay arbitration of a claim for uninsured motorist benefits, the petitioner appeals from a judgment of the Supreme Court, Queens County (Rios, J.), entered July 20, 2006, which denied the petition and dismissed the proceeding.
ORDERED that the judgment is reversed, on the law, with costs, and the petition to permanently stay arbitration is granted.
The respondent's failure to file a sworn statement with the petitioner after the alleged hit-and-run accident in accordance with the condition precedent of the supplemental uninsured motorist endorsement of his insurance policy, vitiated coverage (see Matter of Empire Ins. Co. v. Dorsainvil, 5 A.D.3d 480, 481, 772 N.Y.S.2d 565; Matter of Legion Ins. Co. v. Estevez, 281 A.D.2d 420, 721 N.Y.S.2d 273; Matter of Aetna Life & Cas. v. Ocasio, 232 A.D.2d 409, 648 N.Y.S.2d 159; Matter of State Farm Ins. Co. v. Velasquez, 211 A.D.2d 636, 637, 621 N.Y.S.2d 357). Contrary to the respondent's contentions, the policy language which mirrors the prescribed endorsement of 11 NYCRR 60-2.3(f) is not ambiguous. Moreover, the fact that the petitioner received some notice of the accident by way of an application for no-fault benefits did not negate the breach of the policy requirement (see Matter of Allstate Ins. Co. v. Estate of Aziz, 17 A.D.3d 460, 461, 793 N.Y.S.2d 138; Matter of American Home Assur. Co. v. Joseph, 213 A.D.2d 633, 624 N.Y.S.2d 250).
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Decided: February 13, 2007
Court: Supreme Court, Appellate Division, Second Department, New York.
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FindLaw’s Learn About the Law features thousands of informational articles to help you understand your options. And if you’re ready to hire an attorney, find one in your area who can help.
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