LaGRECA v. CITY OF NIAGARA FALLS (1997)

Supreme Court properly granted defendant's motion to dismiss the complaint pursuant to CPLR 3211(a)(5) on the ground that it is time-barred by the six-year Statute of Limitations governing breach of contract actions (see, CPLR 213[2] ).   The cause of action for breach of contract accrued at the time of the breach (see, Ely-Cruikshank Co. v. Bank of Montreal, 81 N.Y.2d 399, 402, 599 N.Y.S.2d 501, 615 N.E.2d 985), i.e., when defendant terminated life insurance coverage for plaintiff's decedent in June 1988, allegedly in violation of a collective bargaining agreement.   This action was not commenced until more than seven years later.   Plaintiff's reliance on Kelly v. Security Mut. Life Ins. Co., 186 N.Y. 16, 78 N.E. 584, and Thompson v. Postal Life Ins. Co., 226 N.Y. 363, 123 N.E. 750, is misplaced.   In those cases, the actions were against the insurers for payment of insurance proceeds, while this is an action against an employer for the alleged breach of a collective bargaining agreement requiring it to maintain life insurance coverage.   In view of our determination, we do not address the remaining contentions of the parties.

Order and judgment unanimously affirmed without costs.

MEMORANDUM: