SANCHEZ v. CITIZENS PROPERTY INSURANCE CORPORATION (2024)

Affirmed. See Citizens Prop. Ins. Corp. v. Vazquez, 368 So. 3d 456, 459 (Fla. 4th DCA 2023) (stating that “the key factor in applying the confession of judgment doctrine is whether the lawsuit was a necessary catalyst to resolving the dispute”); State Farm Fla. Ins. Co. v. Lorenzo, 969 So. 2d 393, 398 (Fla. 5th DCA 2007) (“[C]ourts generally do not apply the [confession of judgment] doctrine where the insureds were not forced to sue to receive benefits; applying the doctrine would encourage unnecessary litigation by rewarding a race to the courthouse for attorney's fees even where the insurer was complying with its obligations under the policy.”); see also Goldberg v. Universal Prop. & Cas. Ins. Co., 302 So. 3d 919, 923 (Fla. 4th DCA 2020) (explaining that once insurer adjusted insured's initial claim “any request by [insured] for additional payment for losses from the same hurricane fell within the meaning of an ‘additional claim for recovery ․ for losses from the same hurricane’ which [insured] had “previously adjusted,” such that claim for further damages constituted a “supplemental claim” under terms of policy).

PER CURIAM.